How To Get Pre-Approved 
For Your Mortgage

A mortgage pre-approval will allow you to search for homes you know are within your budget. Purchasing a home is an exciting experience, you do not want to waste it by entertaining the idea of a home that does fit your budgetary constraints. Adding to this, the rate you receive upon pre-approval will be valid for 120 days, giving you plenty of time to find the right fit. Should the interest rate decrease during that period, we will adjust to ensure you receive the best rate possible.

As you proceed through the mortgage process, you will have questions. We are always willing to provide answers for you to help put your mind at ease. It is important to work with a mortgage agent you know will be there for you. Providing the highest level of customer service is something our team strives to achieve each day.

To make this process as seamless as possible, it is helpful to prepare by collecting information such as:

• Current address
• Previous address (if your address has changed in the past 3 years)
• Employer's information (Name, address, phone number)
• Previous employer's information (if your job has changed in the past 3 years)
• Sources of income (ie. pay stubs, letter of employment, investment statement, etc)
• 2 years of Notice of Assessments from your Income Tax Return (if self employed)
• Value of investments, vehicles, properties, and savings
• Most recent statements for loans, mortgages, and lines of credit
• Most recent credit card statements
• Estimated value of your home
• Housing expenses (ie. heating costs, property taxes, etc.)